Terms and Conditions

Effective Date: Mar 4, 2026

1. Acceptance of Terms

By accessing or using iCoopHub 360 (the “Service”), operated by the Tabuk City Cooperative and Enterprise Development Office (“we,” “us,” or “our”), you agree to these Terms and Conditions (“Terms”). If you do not agree with all of these Terms, do not use the Service.

Your use of the Service also means you agree to our Privacy Policy and Cookie Policy.

2. Eligibility

You must be at least 18 years old or otherwise capable of forming a binding contract under applicable law to use the Service. You represent and warrant that you have the legal capacity to agree to these Terms.

3. Service Description

iCoopHub 360 is a web application platform that allows users to search, view, and access cooperative profiles, verified cooperative data, insights, and related cooperative information in Tabuk City for legitimate informational and operational purposes.

4. User Accounts

When you register for an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining confidentiality of your login details and for all activities under your account. You agree to notify us immediately of any unauthorized use of your account.

5. User Conduct and Restrictions

You agree not to:

  • Use the Service in any unlawful or harmful way.

  • Attempt to gain unauthorized access to any portion of the Service.

  • Interfere with or disrupt the integrity, security, or performance of the Service.

  • Copy, modify, distribute, or create derivative works from the Service except as expressly permitted.

6. Intellectual Property

All content, logos, trademarks, and software on iCoopHub 360 are owned by us or our licensors. You may not use, reproduce, or distribute any copyrighted materials without permission.

7. Privacy and Data Use

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, store, and share personal information. By using the Service, you consent to such processing.

8. Cookies and Tracking

The Service uses cookies and similar technologies as described in the Cookie Policy. By using the Service, you agree to receive cookies consistent with that policy.

9. Third-Party Services and Links

The Service may contain links to other websites. We are not responsible for the content or practices of third-party sites, and you should review their terms and policies before use.

10. Disclaimer of Warranties

To the fullest extent permitted by law, the Service is provided “AS IS” and “AS AVAILABLE,” without warranties of any kind. We do not guarantee that the Service is uninterrupted or error-free.

11. Limitation of Liability

To the maximum extent permitted under applicable law, we are not liable for any indirect, special, incidental, or consequential damages, including but not limited to loss of data, profits, or business opportunities arising from your use of the Service.

12. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, liabilities, damages, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including for violation of these Terms.

14. Changes to Terms

We may revise or update these Terms at any time. The updated Terms will be effective when posted on the website. Your continued use of the Service after changes signifies your acceptance of the updated Terms.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Republic of the Philippines. Any disputes will be resolved in the competent courts of the Philippines.

16. Contact Information

If you have questions about these Terms, you may contact us at:

Tabuk City Cooperative and Enterprise Development Office
Email: tabukccedo@gmail.com